In today’s digital age, UPI transactions have become an integral part of our daily lives. However, poor internet connectivity can often hinder these transactions, causing frustration. Fortunately, the National Payments Corporation of India (NPCI) has introduced a solution that allows users to make UPI payments without internet.
How UPI Works Without Internet
The NPCI has launched a special service that enables UPI payments without internet using the official USSD code on smartphones. This innovative approach ensures that users can complete transactions even in areas with poor connectivity, making it easier to make UPI payment without internet.
Step-by-Step Guide: How to Make UPI Payments Without Internet
To make UPI payment without internet, follow these simple steps:
- Dial *99# on your smartphone using the number linked to your bank account.
- From the menu, select ‘Send Money’ by typing ‘1’ and hitting ‘Send’.
- Choose your preferred transaction method (Mobile Number, UPI ID, or Saved Beneficiary).
- Enter the receiver’s mobile number linked to their UPI account.
- Input the amount you wish to send and tap ‘Send’.
- Optionally, add a remark for the payment.
- Enter your UPI PIN to complete the transaction.
This method allows you to make UPI payments without internet quickly and securely, ensuring that you can complete transactions even when faced with connectivity issues.
Alternative Options
While the USSD-based method is the primary way to make UPI payments without internet, there are other options available:
- UPI Lite: This service offers a simpler experience compared to traditional bank services. However, it requires an initial internet connection to set up and is designed for payments under Rs 500.
- UPI Circle: Recently introduced by NPCI, this feature allows a primary user to authorize other individuals to make transactions from their UPI account under specific conditions.
By understanding how UPI works without internet and utilizing these methods, users can ensure smooth transactions even in areas with poor connectivity. This advancement in digital payments is a significant step towards India’s goal of becoming a cashless economy, making financial transactions more accessible and convenient for all.
